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Exclusive Accountants Professional Liability Insurance Program
 
Accountants Overview


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Target Professional Programs is no longer offering Accountants Professional Liability Insurance through The Hartford.

Any questions on an existing policy or requests for loss runs should be directed to the APL@targetproins.com.

If you are interested in our new GenStar Accountants Professional Liability Insurance, please direct your submissions to APL@targetproins.com.

Contact, Application and Submissions
Contact Target’s Accountants Expert:
Rosalind Hodges, (312) 855-2043
rhodges@targetproins.com
Applications and Submissions
Find Applications
Email Completed Applications: APL@targetproins.com
New Coverage Enhancements*
  1. The following coverages are now included in The Hartford’s Accountants Professional Liability Policy, at no additional premium:
  2. Pre-claim Expense Coverage
  3. Spousal / Domestic Partner Liability Coverage
  4. Workplace Violence Coverage
  5. Not-for-Profit D&O Coverage
  6. Deception Fraud Coverage
  7. *May be pending approval in some states.
Eligibility
  • Full-time, private accounting firms with 1-50 professionals
  • Eligible classes include CPAs, Public Accountants, Enrolled Agents,Tax Preparers & Bookkeepers
  • PLEASE NOTE:This insurance coverage can only be placed by an insurance agent or broker. If you’re an accounting firm without an agent/broker, please send us an email and we’ll be happy to locate one for you.
Availability, Carrier Partner and Program Parameters
Availability
  • All states except: AK & HI

Carrier Partner
  • Hartford Financial Products (The Hartford) Rated A+ by A.M. Best
Program Parameters
  • Coverage Limits:Up to $5 Million
  • Minimum Premium:$500
  • Minimum Deductible:$1,000
Features and Benefits
  • Click on highlighted content below for coverage descriptions or explanation of terminology. Also see New Coverage Enhancements, above.
  • Claims made and reported policy
  • Prior Acts Coverage available for qualified firms
  • Multiple Extended Reporting Period options
  • Broad definition of professional accounting services
  • Coverage included for:
    • Innocent Insured
    • Newly acquired entities with 5 or fewer professionals
    • Network Security & Theft of Data (See Flyer)
    • Subpoenas
    • Defendants Reimbursement
    • Disciplinary Proceedings
    • Discrimination Defense
  • Optional Defense Costs Outside the Liability Limits (additional premium)
  • 50% deductible reduction on claims settled by Alternative Dispute Resolution
  • 50% deductible credit for use of engagement letters in non-audit and non-attest engagement claims
  • See Network Security & Theft of Data flyer for details about this endorsement.
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