Frequently Asked Questions

The questions below are those we hear most often from agents, brokers and clients. If you don’t find an answer to your question, please Contact Us, and we’ll get back to you pronto!

Q. Is Target Professional Programs an insurance agent?

A.  Target is a Managing General Underwriter (MGU) and Professional Liability Program Administrator. Unlike insurance agents, we actually underwrite and issue insurance policies for specific professionals on behalf of the carriers we represent. We are an intermediary between our carrier partners and the agents, brokers and customers we serve.

Q. Will Target work with my current agent or broker?

A. Yes, assuming the agent / broker has already been appointed by Target. If not, we’re happy to consider appointments for fully licensed and insured property and casualty agents & brokers. Please see Become A Target Producer for details.

Q. I’m an agent currently appointed with Target’s parent company, CRC Insurance Services. Do I still need an appointment with Target Professional Programs?

A. If your firm is already appointed with CRC Insurance Services, you will not need to sign a separate agreement with Target. Just let your Target Underwriter know that you’re already a producer for CRC, and we’ll get you up and running with Target

Q. Can I get drone insurance coverage?

A. YES! Target Professional Programs offers drone insurance coverage for Home Inspectors for damage or injury caused by operating a drone during the course of an inspection.

Q. Does Target offer Professional Liability insurance in all States?

A. Yes, although some Programs are not available in all States.

Q. Where should I send a completed application?

A. Submission instructions vary by Program. You’ll find a submission email address and a Fax number under Submit An Application on the right side of each Program page:

Q. How / when will I receive my renewal policy?

A. Depending on the Program, renewal policies are mailed or emailed between 60 and 90 days prior to the policy’s expiration date. If you haven’t received a renewal policy during this time, please reach out to the Target Expert named at the bottom of each Program page:

Q. How do I submit a claim?

A. The process for submitting a claim varies by Program. You’ll find a Claims tab on each Program page that provides specific directions for that Program:

Q. How do I order loss runs?

A.  Loss run requests should be directed to the email address on the right side of each Program Page:

Q. I have a question not answered in these FAQs. How do I get in touch with you?

A.   Please visit our Contact page